For this debate, individuals with severely negative karmic balance are guaranteed an afterlife of suffering, in one of two models:
Hell 1: a finite afterlife of traditional physical torture (mutilation, extreme temperatures, bodily pain).
Hell 2: an infinite afterlife of subtle psychological torture (a perpetual waiting room, unending dread, the cycle of renewed hope followed by disappointment).
All living humans know that this afterlife exists, know which model governs it, and know that severely negative karmic conduct guarantees it.